The Maryland Mortgage Program offers the Community Development Administration (CDA) loan, a 30-year mortgage product that is below-market, fixed-interest rates and are available with down payment and closing cost assistance. CDAs can be used on primary residence homes, including townhomes, detached houses, condos, and some modular homes.

If you’re looking for a home in Howard County near a quality school, Howard County has some of the best schools in the state! The school system consistently ranks among Maryland’s top school districts based on student performance on the Maryland School Assessments. Howard County students score above the national averages on standardized tests and [...]

Buying a home can be a long, confusing process–especially if you’re a first-time home buyer. There is paperwork to fill out, tax and financial information to be gathered, not to mention the process of selecting a realtor and actually shopping for a house. Before you get too overwhelmed, here are a few smart steps to [...]

This is the second in a three-part series following Teresa Singletary, a participant in the Howard County Housing Department’s MIHU program. In the first part, we introduced Teresa, a Howard County resident who learned about the Come Home to Howard County Housing Fair when she was stuck in traffic behind a mobile advertisement for the fair.

This is the final installment of our story on Teresa Singletary, a young professional living in Howard County who used the MIHU program to purchase her first home. You can read Part 1 here and Part 2 here.

Teresa Singletary didn’t even know she was looking for a home, or better yet, that a home was looking for her in 2008. During her commute to work she found herself in traffic, sitting behind a truck. After several minutes of the truck making every turn she did, she finally stopped to notice that it was a mobile advertisement for an upcoming housing fair in Howard County.

In today’s uneasy economy, homelessness can strike almost anyone. The Howard County Housing Department is committed to meeting the needs of our county’s less fortunate. On February 17, 2009, President Obama signed the American Recovery and Reinvestment Act of 2009, which included $1.5 billion for a Homelessness Prevention Fund. This funding was used to create [...]

The Rental Allowance Program (RAP) is funded and regulated by the Maryland Department of Housing and Community Development (DHCD), providing grants to local governments to assist low-income families who either are homeless or have an emergency housing need with flat rent subsidies.

In today’s economy, it might seem like a real challenge to find the home of your dreams, especially one in an area where the schools are top-rated and the community is diverse. Fortunately, the Howard County Housing Department has a variety of programs to help you buy a home. Here are five of our most popular programs.

Thinking about buying a home? The Howard County Housing Department can provide you with the information and guidance needed to help you can make the right decisions. In our Pre-purchase Counseling Program, prospective homebuyers can learn about credit ratios, credit issues, financing alternatives and other factors related to the purchase of a home. Howard County’s [...]